Why now
The pressure on cross-border trust is structural.
Sanctions regimes, AML expectations and correspondent-banking consolidation are all tightening at once. Banks are de-risking entire segments rather than assessing them. The cost of proving legitimacy keeps rising — and falls on the company.
Sanctions & AML pressure
Expanding regimes and enforcement raise the bar for monitoring, screening and evidence at every step.
Correspondent de-risking
Fewer correspondent relationships mean narrower rails and more rejected, legitimate flows.
The product
One platform, built compliance-first.
Regulated functionality is delivered through partner institutions. The orchestration, evidence and intelligence layer is Sternexus.
Accounts & IBANs
Multi-currency accounts and IBANs issued through regulated partner institutions.
SEPA & SEPA Instant
Euro payments and instant transfers executed on regulated partner rails.
Approvals
Structured approval workflows for payments, onboarding and source-of-funds requests.
Transaction Evidence
An append-only, timestamped record of every decision and movement.
Verification
Portable verified status for entities, ownership and counterparties.
Compliance Intelligence
Sanctions, registry and risk signals surfaced as explainable decisions.
The moat
A permissioned trust graph and transaction-evidence history.
Every approval, payment and review adds to a graph of permissioned relationships and an evidenced history. Over time this becomes difficult to replicate — and increasingly valuable to the company that owns it.



