Sternexus is a technology and orchestration layer. Accounts, IBANs and payment execution are provided by regulated partner institutions — licensed banks and electronic money institutions. We do not hold client funds or operate as a bank.
Flows are routed from companies, through a switching layer, to regulated partner rails.
The model
A clear line between technology and regulated activity.
This separation is deliberate. It keeps regulated activity with licensed institutions and keeps Sternexus focused on orchestration, evidence and intelligence.
Provided by Sternexus
Orchestration, approvals, transaction evidence, verification and compliance intelligence — the software layer.
Provided by regulated partners
Accounts, IBANs, safeguarding of funds and SEPA / SEPA Instant payment execution — the regulated layer.
Sternexus orchestrates above regulated partner institutions, which connect to payment networks.
Partner institutions
Named partners will appear here as they are confirmed.
We will only display a partner once an agreement is in place and the partner has approved use of its name and mark. Until then, the slots below are intentionally unbranded — we show no partner name, logo, licence or endorsement that is not in place.
Regulated partner
Named once confirmed
Regulated partner
Named once confirmed
Regulated partner
Named once confirmed
No logo, name, licence or regulatory status shown on this site implies a partnership, endorsement or authorisation that is not in place. Regulatory permissions belong to the relevant partner institution, not to Sternexus.
Partner with us.
If you are a regulated institution interested in providing rails for Sternexus customers, we would like to talk.
